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Millions of Americans have a scenario. Actually they have three problems. First, possess about $3 Trillion in stock mutual funds. Second, the majority of that money is counting on current market to go up in order to profit. And third, investment advisers continue inform those investors that they are actually doing the right thing.

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Consider the phrase of Communism's father, Karl Marx, developed in 1867: "Owners of capital will stimulate the working class pay for more plus much more of expensive goods, houses and technology, pushing in order to take as well as more more expensive credits, until their debt becomes not bearable. The unpaid debt will bring about bankruptcy of banks, that have to be nationalized, as well as the State may have to take the road which will eventually outcome communism." Spot? This stuff isn't so hard to forecast, not if a dim bulb like Marx could executed over 140 years ago.

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